free-standing additional voluntary contributions plan

/fri: ˌstændɪŋ əˌdɪʃ(ə)nəl ˌvɒlənt(ə)ri ˌkɒntrɪ'bju:ʃ(ə)ns/ noun
a separate pension plan taken out by an individual in addition to a company pension scheme

Dictionary of banking and finance. 2015.

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